Socio-Economic Impacts of Microfinance and Digital Payment Adoption on Women-Led Small Enterprises

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Authors

  • Indah Wahyudi Department of Electrical Engineering, Institut Teknologi Sepuluh Nopember Author
  • Dewi Lestari Department of Electrical Engineering, Institut Teknologi Sepuluh Nopember Author

DOI:

https://doi.org/10.55923/clarity.v4i1.5

Abstract

Digital financial inclusion programs aim to emancipate female micro-entrepreneurs from predatory informal lenders. Surveying 600 women micro-enterprise owners utilizing QRIS mobile payments, this econometric study documents expanded working capital reserves, increased revenue transparency, and enhanced household financial resilience.

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Published

2025-06-30

Issue

Vol. 4 No. 1 (2025): Translational Biotechnology and Microclimate Informatics

Section

Articles

How to Cite

Socio-Economic Impacts of Microfinance and Digital Payment Adoption on Women-Led Small Enterprises. (2025). Clarity Research Journal, 4(1), 271-285. https://doi.org/10.55923/clarity.v4i1.5